My Household
The profile used to screen these programs
Household
4-person family
Searching in
Charlotte / Mecklenburg County, NC
Annual Household Income
$0
0.0% AMI
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$
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Max from check programs
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7
Likely Eligible
5
Verify with Lender
11
Likely Not Eligible
Likely Eligible
7
NC Home Advantage Mortgage (with DPA)
Loan
Up to 5% of loan (FHA/USDA/VA) or 3% (conventional)
Community Partners Loan Pool (CPLP)
Deferred Loan
Up to 25% of price, capped at $50,000
Bank of America – America's Home Grant
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Loan
Up to $7,500
Truist CHIP (Community Homeownership Incentive Program)
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Grant
Up to $10,000 toward down payment or closing costs (market dependent)
Habitat Charlotte Region Homebuyer Program
Loan
Below-market affordable purchase model (not classic DPA)
USDA Single Family Housing Direct (Section 502 Direct)
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Loan
Typically no down payment
Doorway to Prosperity
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Loan
$7,500–$95,000 (program materials)
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5Wells Fargo Homebuyer Access Grant
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Grant
$10,000 (must use full amount)
Chase Homebuyer Grant
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Grant
$5,000–$7,500
PNC Community Homeownership Grant
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Grant
Up to $15,000 (tiered: $2,500 / $3,000–$5,000 / $5,000–$15,000)
USDA Section 502 Guaranteed Loan
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Loan
100% financing — no down payment required
HUD Good Neighbor Next Door
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Loan
50% discount off HUD list price
Likely Not Eligible
11
Heads up: This screening is preliminary. Final eligibility is determined by the program administrator or participating lender. Income limits, credit requirements, and geographic boundaries may change. Contact the program sponsor directly for the most current information.