$5,000–$7,500
Eligibility: Property must be in an LMI or majority-minority census tract; primary residence; DreaMaker, Agency, FHA, or VA loan; no borrower income limit in eligible census tracts
Repayment: Grant — no repayment; applied first to discount points, then Chase fees, then other closing costs, then down payment
Area: LMI or majority-minority census tracts across NC and SC
Notes: $7,500 available in 15 major metro markets (confirm with Chase advisor if your area qualifies for enhanced amount). DreaMaker borrowers who complete homebuyer education receive an additional $500. Check eligibility at chase.com/afford. Grant may be reported on Form 1099-MISC.
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